0% APR. With your down payment, we can make it work
Con su enganche, aquí sí se puede
We finance in house. The deal is with us — not with a bank, not with a computer that only looks at a number. You put your down payment and pay the rest right here at the lot. Bring your down payment and let's talk today.
Financiamos en casa. El trato es con nosotros, no con un banco. Usted da su enganche y el resto lo paga aquí en el lote. Se habla español.
0% APR
No interest. Not a promotional rate, not for the first six months — ever. You put your down payment and pay the rest in monthly payments right here at the lot. The price of the car is the price you pay.
The same price as paying cash. Financing here does not add a single dollar to what the car costs. That is what makes the rate 0% and not just a slogan — a lot that quietly charges financed buyers more is charging interest by another name.
0% de interés. No es promoción ni son los primeros seis meses — nunca. Usted da su enganche y el resto lo paga en mensualidades aquí en el lote. El precio del carro es el precio que paga: el mismo precio que si pagara en efectivo. Financiar aquí no le agrega ni un dólar al costo del carro.
Your exact down payment and monthly payment depend on the vehicle and are given to you in writing before you sign anything. Su enganche y su mensualidad exactos dependen del carro y se los entregamos por escrito antes de que firme nada.
How does in-house financing work?
You deal directly with us from start to finish. We decide, we carry your account, and you pay right here at the lot. Your exact terms — down payment, payments and every charge — are given to you in writing before you sign anything. Every situation is different, so the best thing is to come in person or call us.
0% interest — really? What's the catch?
No catch. We do not charge interest and we do not mark the car up for financing: you pay the same price whether you hand us cash or put money down and pay monthly. We make our money selling cars, not on interest. What we do need is a real down payment up front, and payments you keep up with. Come in and we'll put your exact numbers in writing before you sign anything.
Sin trampa. No cobramos intereses y no le subimos el precio al carro por financiar: usted paga lo mismo si trae efectivo que si da enganche y paga mensualidades. Ganamos vendiendo carros, no cobrando intereses. Lo que sí necesitamos es un enganche de verdad y pagos que usted pueda mantener. Venga y le ponemos sus números exactos por escrito antes de firmar.
I've been turned down elsewhere. Can I buy here?
Most likely yes. We don't depend on a bank's approval — what we need is your down payment and a plan you can realistically keep up with. Come in and we'll look at it together.
What do I need to bring?
Your license or ID, proof of address, and your down payment. If you have proof of income, bring it — it helps things move faster. Call us before coming if you're unsure what to bring.
Do the cars come with a warranty?
Includes a 30-day / 1,000-mile powertrain warranty (whichever comes first). Ask for the written terms at the lot. / Garantía incluida: 30 días o 1,000 millas (lo que ocurra primero) en el tren de fuerza. Pida los términos por escrito en el lote. Every vehicle has its Buyers Guide in the window with the exact terms.
Do I need an appointment to see a car?
No. Come by the lot during business hours: Monday to Friday 10 AM to 6 PM and Saturday 11 AM to 3 PM. Closed Sunday.
Do you take trade-ins?
Ask us — bring your car to the lot and we'll look at it together.